WBD101 (Governance.com)

WBD101, operating under the Governance.com brand, is a specialized AI governance consulting and technology firm focused primarily on the financial services industry in Europe. Based in Luxembourg, one of the EU's most important financial centers, WBD101 brings a unique combination of governance consulting expertise and a proprietary governance platform that helps regulated financial institutions manage their AI governance, risk management, and compliance obligations in an increasingly complex regulatory environment. The firm's governance platform provides a structured approach to documenting, assessing, and monitoring AI systems throughout their lifecycle. It enables financial institutions to maintain comprehensive inventories of their AI and algorithmic systems, conduct risk assessments aligned with regulatory requirements, track model validation and approval workflows, and generate audit-ready documentation for supervisory reviews. The platform is specifically designed to address the requirements of European financial regulators, including the EU AI Act, the European Central Bank's guidance on model risk management, and the European Banking Authority's guidelines on machine learning in credit decisions. WBD101's consulting practice works alongside their platform, providing advisory services on AI governance framework design, regulatory interpretation, implementation support, and training. Their consultants bring deep domain expertise in financial services regulation, risk management, and AI technology, enabling them to bridge the gap between business requirements, regulatory obligations, and technical implementation. The firm has established relationships with European financial regulators and participates in industry working groups, giving them early insight into emerging regulatory expectations. The combination of a purpose-built governance platform and specialized consulting services makes WBD101 a compelling choice for financial institutions navigating the complex European regulatory landscape for AI. However, their narrow market focus on financial services and European institutions limits their applicability for organizations in other industries or geographies. The firm's relatively small size means they may lack the capacity for very large engagements, and their platform is less mature than enterprise-grade GRC solutions from established vendors. Organizations seeking broad, cross-industry AI governance advisory may need to look to larger firms.